CASH ATLAS™

Unlock the power of cash flow underwriting

Whether your goal is to expand new approvals, offer more competitive terms, or improve account management, Cash Atlas™ combines unparalleled data access, deep credit analytics, and enterprise-grade compliance in a unified end-to-end solution you can trust.

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It all begins with accessing the right data.

Cash Atlas™ aggregates cash flow data from multiple providers in a unified platform that delivers superior coverage, speed, and reliability—so you can access the consumer-permissioned data you need.

Our industry-leading consumer experience delivers the flexibility you need and ease-of-use your customers expect to drive successful conversion.

We transform complex data into actionable insights.

Cash Atlas™ uses advanced modeling to standardize and categorize varied transaction data to feed our powerful attribute engine, generating 1,000+ FCRA-compliant attributes proven to predict credit risk.

Our cash flow scores deliver superior risk separation.

NovaScore Cash Flow renders borrower risk in a familiar, easy-to-use score format—and when combined with traditional credit scores, it generates greater risk separation for better policy and portfolio results.

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A team of cash and credit experts are here to help.

With decades of credit risk analytics experience, our team of data scientists and policy experts provide white-glove service and consulting to ensure you make the most of cash flow underwriting.